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			<guid><![CDATA[https://savvo.in/rbi-flags-caution-amid-sme-ipo-boom-balancing-growth-with-governance/]]></guid>
			<link><![CDATA[https://savvo.in/rbi-flags-caution-amid-sme-ipo-boom-balancing-growth-with-governance/]]></link>
			<title>RBI Flags Caution Amid SME IPO Boom: Balancing Growth with Governance</title>
			<pubDate><![CDATA[Wed, 29 Oct 2025 04:50:04 +0000]]></pubDate>
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			<title>Newsletter Sign Up</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 14:24:34 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/is-buying-silver-beneficial-now/]]></guid>
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			<title>Is Buying Silver Beneficial Now?</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 11:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-latest-india-us-trade-tensions-the-roles-of-russia-and-china/]]></guid>
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			<title>The Latest India–US Trade Tensions: The Roles of Russia and China</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 11:24:25 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/improve-your-cibil-score/]]></guid>
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			<title>Rebuilding Trust: Riya’s Journey to a Better CIBIL Score</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:57:41 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/mudra-loan/]]></guid>
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			<title>A Cup of Chai and a Dream: The Story of the Pradhan Mantri Mudra Yojana</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:57:36 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/decoding-loans-home-car-and-personal-loan-basics/]]></guid>
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			<title>Decoding Loans: Home, Car, and Personal Loan Basics</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:57:31 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-emi-equation-understanding-your-monthly-payment/]]></guid>
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			<title>The EMI Equation: Understanding Your Monthly Payment</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:57:22 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/beyond-the-main-board-understanding-sme-ipos-and-ofs-offer-for-sale/]]></guid>
			<link><![CDATA[https://savvo.in/beyond-the-main-board-understanding-sme-ipos-and-ofs-offer-for-sale/]]></link>
			<title>Beyond the Main Board: Understanding SME IPOs and OFS (Offer For Sale)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:56:33 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-day-after-allotment-refunds-and-listing-day-strategy/]]></guid>
			<link><![CDATA[https://savvo.in/the-day-after-allotment-refunds-and-listing-day-strategy/]]></link>
			<title>The Day After: Allotment, Refunds, and Listing Day Strategy</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:52:58 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-application-process-asba-upi-and-the-retail-investor-quota/]]></guid>
			<link><![CDATA[https://savvo.in/the-application-process-asba-upi-and-the-retail-investor-quota/]]></link>
			<title>The Application Process: ASBA, UPI, and the Retail Investor Quota</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:49:20 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/how-to-read-the-report-card-deciphering-the-drhp-and-rhp-ipo-documents/]]></guid>
			<link><![CDATA[https://savvo.in/how-to-read-the-report-card-deciphering-the-drhp-and-rhp-ipo-documents/]]></link>
			<title>How to Read the Report Card: Deciphering the DRHP and RHP (IPO Documents)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:45:05 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-ipo-players-understanding-sebi-merchant-bankers-and-book-building/]]></guid>
			<link><![CDATA[https://savvo.in/the-ipo-players-understanding-sebi-merchant-bankers-and-book-building/]]></link>
			<title>The IPO Players: Understanding SEBI, Merchant Bankers, and Book Building</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:41:57 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-grand-launch-what-an-ipo-is-and-why-companies-go-public/]]></guid>
			<link><![CDATA[https://savvo.in/the-grand-launch-what-an-ipo-is-and-why-companies-go-public/]]></link>
			<title>The Grand Launch: What an IPO Is and Why Companies Go Public</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:39:22 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/global-economics-trade-currencies-and-the-rupees-value/]]></guid>
			<link><![CDATA[https://savvo.in/global-economics-trade-currencies-and-the-rupees-value/]]></link>
			<title>Global Economics: Trade, Currencies, and the Rupee’s Value</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:34:50 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-governments-budget-fiscal-policy-deficits-and-taxes/]]></guid>
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			<title>The Government’s Budget: Fiscal Policy, Deficits, and Taxes</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:27:37 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-central-bankers-tool-interest-rates-money-supply-and-the-rbi/]]></guid>
			<link><![CDATA[https://savvo.in/the-central-bankers-tool-interest-rates-money-supply-and-the-rbi/]]></link>
			<title>The Central Banker’s Tool: Interest Rates, Money Supply, and the RBI</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:24:06 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/gdp-inflation-and-the-health-of-the-indian-economy/]]></guid>
			<link><![CDATA[https://savvo.in/gdp-inflation-and-the-health-of-the-indian-economy/]]></link>
			<title>GDP, Inflation, and the Health of the Indian Economy</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:18:13 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/supply-demand-and-the-price-of-everything-including-your-stocks/]]></guid>
			<link><![CDATA[https://savvo.in/supply-demand-and-the-price-of-everything-including-your-stocks/]]></link>
			<title>Supply, Demand, and the Price of Everything (Including Your Stocks)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 10:02:29 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-secret-language-of-money-introduction-to-economics/]]></guid>
			<link><![CDATA[https://savvo.in/the-secret-language-of-money-introduction-to-economics/]]></link>
			<title>The Secret Language of Money: Introduction to Economics</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:59:14 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/tax-for-global-citizens-nri-status-and-foreign-income-rules-updated-for-fy-2025-26/]]></guid>
			<link><![CDATA[https://savvo.in/tax-for-global-citizens-nri-status-and-foreign-income-rules-updated-for-fy-2025-26/]]></link>
			<title>Tax for Global Citizens: NRI Status and Foreign Income Rules (Updated for FY 2025–26)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:53:41 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/the-kyc-backbone-importance-of-pan-and-aadhaar-linking-for-tax/]]></guid>
			<link><![CDATA[https://savvo.in/the-kyc-backbone-importance-of-pan-and-aadhaar-linking-for-tax/]]></link>
			<title>The KYC Backbone: Importance of PAN and Aadhaar Linking for Tax</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:48:20 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/tds-and-tcs-demystified-understanding-tax-deducted-at-source/]]></guid>
			<link><![CDATA[https://savvo.in/tds-and-tcs-demystified-understanding-tax-deducted-at-source/]]></link>
			<title>TDS and TCS Demystified: Understanding Tax Deducted at Source</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:44:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://savvo.in/gst-registration-and-compliance-thresholds-for-small-businesses-and-freelancers-updated-for-fy-2025-26/]]></guid>
			<link><![CDATA[https://savvo.in/gst-registration-and-compliance-thresholds-for-small-businesses-and-freelancers-updated-for-fy-2025-26/]]></link>
			<title>GST Registration and Compliance: Thresholds for Small Businesses and Freelancers (Updated for FY 2025–26)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:40:41 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/understanding-gst-the-simple-guide-to-goods-and-services-tax-in-india-updated-for-2025/]]></guid>
			<link><![CDATA[https://savvo.in/understanding-gst-the-simple-guide-to-goods-and-services-tax-in-india-updated-for-2025/]]></link>
			<title>Understanding GST: The Simple Guide to Goods and Services Tax in India (Updated for 2025)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:34:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/the-huf-advantage-tax-planning-for-hindu-undivided-families/]]></guid>
			<link><![CDATA[https://savvo.in/the-huf-advantage-tax-planning-for-hindu-undivided-families/]]></link>
			<title>The HUF Advantage: Tax Planning for Hindu Undivided Families</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:31:00 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/filing-your-itr-a-simple-guide-to-income-tax-returns/]]></guid>
			<link><![CDATA[https://savvo.in/filing-your-itr-a-simple-guide-to-income-tax-returns/]]></link>
			<title>Filing Your ITR: A Simple Guide to Income Tax Returns</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:19:32 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/the-power-of-80c-mastering-the-cornerstone-of-tax-saving/]]></guid>
			<link><![CDATA[https://savvo.in/the-power-of-80c-mastering-the-cornerstone-of-tax-saving/]]></link>
			<title>The Power of 80C: Mastering the Cornerstone of Tax Saving</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:17:37 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://savvo.in/new-vs-old-regime-choosing-your-tax-slab-in-india/]]></guid>
			<link><![CDATA[https://savvo.in/new-vs-old-regime-choosing-your-tax-slab-in-india/]]></link>
			<title>New vs. Old Regime: Choosing Your Tax Slab in India</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 09:13:57 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/understanding-income-tax-the-5-heads-of-income-explained/]]></guid>
			<link><![CDATA[https://savvo.in/understanding-income-tax-the-5-heads-of-income-explained/]]></link>
			<title>Understanding Income Tax: The 5 Heads of Income Explained</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:57:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://savvo.in/why-you-pay-taxes-and-what-happens-to-your-money/]]></guid>
			<link><![CDATA[https://savvo.in/why-you-pay-taxes-and-what-happens-to-your-money/]]></link>
			<title>Why You Pay Taxes and What Happens to Your Money</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:50:01 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/the-final-portfolio-blueprint-combining-all-assets-for-maximum-resilience/]]></guid>
			<link><![CDATA[https://savvo.in/the-final-portfolio-blueprint-combining-all-assets-for-maximum-resilience/]]></link>
			<title>The Final Portfolio Blueprint: Combining All Assets for Maximum Resilience</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:44:21 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/modern-alternatives-p2p-lending-international-funds-and-portfolio-diversification/]]></guid>
			<link><![CDATA[https://savvo.in/modern-alternatives-p2p-lending-international-funds-and-portfolio-diversification/]]></link>
			<title>Modern Alternatives: P2P Lending, International Funds, and Portfolio Diversification</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:37:52 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://savvo.in/the-golden-hedge-why-sovereign-gold-bonds-sgbs-beat-physical-gold/]]></guid>
			<link><![CDATA[https://savvo.in/the-golden-hedge-why-sovereign-gold-bonds-sgbs-beat-physical-gold/]]></link>
			<title>The Golden Hedge: Why Sovereign Gold Bonds (SGBs) Beat Physical Gold</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:35:09 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/fractional-ownership-investing-in-real-estate-via-reits-and-invits/]]></guid>
			<link><![CDATA[https://savvo.in/fractional-ownership-investing-in-real-estate-via-reits-and-invits/]]></link>
			<title>Fractional Ownership: Investing in Real Estate via REITs and InvITs</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:19:54 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/corporate-deposits-nbfcs-balancing-higher-returns-with-credit-risk/]]></guid>
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			<title>Corporate Deposits &amp; NBFCs: Balancing Higher Returns with Credit Risk</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 08:15:29 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-safety-net-understanding-bonds-and-government-securities-g-secs/]]></guid>
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			<title>The Safety Net: Understanding Bonds and Government Securities (G-Secs)</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:53:18 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-annual-financial-health-check-reviewing-and-rebalancing-your-plan/]]></guid>
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			<title>The Annual Financial Health Check: Reviewing and Rebalancing Your Plan</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:48:10 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/planning-for-big-milestones-education-home-down-payments-and-marriage/]]></guid>
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			<title>Planning for Big Milestones: Education, Home Down Payments, and Marriage</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:43:36 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-retirement-calculator-building-your-corpus-from-scratch/]]></guid>
			<link><![CDATA[https://savvo.in/the-retirement-calculator-building-your-corpus-from-scratch/]]></link>
			<title>The Retirement Calculator: Building Your Corpus from Scratch</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:42:43 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-power-of-time-asset-allocation-by-goal-timeline/]]></guid>
			<link><![CDATA[https://savvo.in/the-power-of-time-asset-allocation-by-goal-timeline/]]></link>
			<title>The Power of Time: Asset Allocation by Goal Timeline</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:37:10 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/the-inflation-trap-projecting-your-future-financial-needs/]]></guid>
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			<title>The Inflation Trap: Projecting Your Future Financial Needs</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:31:28 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-starting-point-why-goals-are-your-investment-compass/]]></guid>
			<link><![CDATA[https://savvo.in/the-starting-point-why-goals-are-your-investment-compass/]]></link>
			<title>The Starting Point: Why Goals Are Your Investment Compass</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:26:59 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/maintaining-the-course-when-and-how-to-rebalance-your-portfolio/]]></guid>
			<link><![CDATA[https://savvo.in/maintaining-the-course-when-and-how-to-rebalance-your-portfolio/]]></link>
			<title>Maintaining the Course: When and How to Rebalance Your Portfolio</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:22:23 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://savvo.in/mutual-fund-taxation-in-india-stcg-ltcg-and-indexation-benefit/]]></guid>
			<link><![CDATA[https://savvo.in/mutual-fund-taxation-in-india-stcg-ltcg-and-indexation-benefit/]]></link>
			<title>Mutual Fund Taxation in India: STCG, LTCG, and Indexation Benefit</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:20:12 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/cashing-out-the-process-of-redemption-and-switching-funds/]]></guid>
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			<title>Cashing Out: The Process of Redemption and Switching Funds</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:12:19 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/dont-chase-returns-the-pitfalls-of-looking-at-past-performance/]]></guid>
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			<title>Don’t Chase Returns: The Pitfalls of Looking at Past Performance</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:08:42 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/simple-benchmarks-comparing-a-fund-to-nifty-and-sensex/]]></guid>
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			<title>Simple Benchmarks: Comparing a Fund to Nifty and Sensex</title>
			<pubDate><![CDATA[Sat, 25 Oct 2025 07:04:54 +0000]]></pubDate>
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			<guid><![CDATA[https://savvo.in/the-fee-factor-expense-ratio-and-exit-load/]]></guid>
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			<pubDate><![CDATA[Sat, 25 Oct 2025 07:02:10 +0000]]></pubDate>
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			<pubDate><![CDATA[Sat, 25 Oct 2025 06:58:42 +0000]]></pubDate>
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